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With proper tipping etiquette, the percentages of your tips do not change because of the cost of the service. Let's take a hair salon, for example. Of course, you can always tip on the lower end of 10-20%. But if you are going to go to a more expensive salon, then it is assumed that you can afford $120 plus tip. If it is really a big crunch for you, then I would recommend going less often or finding a salon that is more within your budget.
My wife and I lead a series on financial stewardship, which is basically living within your means. The material that we teach can be obtained at: http://www.crown.org/. There's no shame in figuring out that $132-144 is a bit much for hair. It bothers my wife too, but she has a budget set up for it and does it anyhow. She just spends less on other things like Starbucks.
James G. Lewis
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